Insights

Every entrepreneur faces the same choice: build from scratch or acquire and transform? The conventional wisdom says innovation beats curation—that real value comes from creating something new, not inheriting someone…

A conversation with gubernatorial candidate Clark Dean on leadership, innovation, and solving complex problems through relational and analytical thinking.

At Hive, we’ve observed a pattern that likely sounds familiar: holidays and weekends often enable more substantive work than standard workweeks.

One week before Anthropic published their groundbreaking blog post on November 4, 2025¹, an engineer had independently reached the same conclusion and implemented the solution…

On November 9, 2025, Bloomberg News published comprehensive analysis revealing that China's deflationary pressures substantially exceed what official statistics indicate¹.

After nearly three decades navigating technological revolutions and managing exponential business growth, I was about to deliver what would become a comprehensive framework for…

A practical guide to accurate content, search access and measured AI visibility, based on published OpenAI and Google documentation.

The H-1B visa program affects 400,000 skilled workers annually [1], but what does it mean for consumer lenders? What does that actually mean for lenders we work with?

August employment landscape presents a compelling narrative on economic transition, one that deserves careful examination beyond the headline figures. Private employers added 54,000 jobs during the month, representing a notable deceleration from July's revised figure of 106,000.

At Hive Research Institute, our Q2 FY 2025 analysis spotlights how inflation trends, rate movements, and evolving consumer behavior are shaping the broader economy.

Private-wealth access to private credit: what 2025 disclosures show, how liquidity limits work, and what managers need to operate responsibly.

The traditional middle-class income of $75,000-$100,000 no longer guarantees financial stability, with over 70% of U. S.

By JP James, Chairman and CEO, Hive Financial Assets. Prepared with AI Assistance from HRI Tools. Looking at the latest tax news from Washington, the new One Big Beautiful Bill creates above-the-line deductions that…

Nobel Prize-winning AI pioneer Geoffrey Hinton warns that artificial intelligence poses unprecedented existential risks to humanity while simultaneously creating massive economic…

AI research has fundamentally shifted from static memorization systems to dynamic test-time adaptation capabilities, dramatically shortening AGI timelines from 10+ years to…

JP James' closing remarks to Hive Financial's 2025 summer interns reveal a comprehensive framework for building high-performance organizational culture through the PEACH values…

As Chairman of Hive Financial, I had the privilege of attending the recent conversation with JP Morgan Chase CEO Jamie Dimon in Atlanta.

During our recent class at Hive, I shared the comprehensive life design framework that has guided my journey from "negative dollars" to building our financial technology company.

After six years on the board of 21st Century Leaders and 24 years of volunteer service, mentoring the next generation of leaders at the Healthcare & IT Institute at the Carter…

Quick Summary – Key Takeaways: • Relationships First: Successful early-stage fundraising is built 90% on relationships and trust. Investors are ultimately betting on you, the founder, as much as on the idea. Personal credibility…

The Carter Center's Georgia election panel reveals that sustainable democracy requires proactive trust-building through transparency, bipartisan cooperation, and systematic…

Ray Dalio's economic machine framework reveals that economic cycles are predictable, mechanical processes driven by three fundamental forces: productivity growth, short-term debt…

Stanford's comprehensive three-year study of over 100,000 software engineers across 600+ companies¹ reveals that AI coding tools increase developer productivity by 15-20% on…

The single most important discovery is that auto-generating MCP servers from existing APIs creates fundamentally broken AI integrations because APIs are designed for developer…

Engineering teams face a critical choice between scaling through complexity or scaling through simplicity.

The convergence of graph-based RAG and multi-agent architectures represents a breakthrough in enterprise AI, combining structured knowledge graphs with behavioral intelligence to…

AI agents promise transformational business value, but current evaluation methods systematically overestimate real-world performance, leading to costly deployment failures.

Successful startup fundraising is 90% relationship-driven, requiring founders to build trust networks before needing capital, understand different investor types and their…

The Reliability Prophet: Sayash Kapoor and the Quest to Save AI from Its Own Promises…

Bob McGrew, former Chief Research Officer at OpenAI, reveals that we may have already discovered all fundamental concepts needed for AGI through the AI trifecta: pre-training…

Andrew Ng reveals that the future of AI isn’t about perfect autonomous agents, but about building “agentic systems” with varying degrees of autonomy that can execute complex business workflows.

The U.S. economy continues to show strength in productivity and wage growth, but mounting structural challenges, rising public debt, inflationary trade dynamics, and growing consumer financial stress signal turbulence…

Lessons from a focused improvement effort at Hive Financial Systems, with practical guidance on documentation, delivery and measuring results.

Economies go through ups and downs, much like how families might borrow money to buy things and then have to pay it back. Sometimes, borrowing leads to spending that boosts the economy, but too much debt can cause…

The global economy is undergoing a profound transformation. Tariff disputes, notably between the United States and China, are challenging decades of trade norms.

Hive serves underbanked consumers earning $60,000–$70,000 annually, prioritizes transparency and auditability through sophisticated accounting and finance processes.

The U.S. economy remains strong but faces structural challenges due to rising debt, inflation risks from tariffs, and growing financial strain on consumers.

Teaching and learning are fundamental to growth and success. JP James emphasizes that teaching is not just about imparting knowledge but also about deepening one’s own understanding.

Problem-solving and leadership are deeply interconnected. As JP James explains, having a title does not make you a leader—true leadership is about meritocracy, mentorship, and investing in the growth of your team.

Over the last couple decades, JPJames has seen the incredible success of the TI:GER, Technology Innovation: Generating Economic Results (TI:GER), program housed in the College of Management at Georgia Tech.

The Q3 economic analysis shows encouraging trends, with inflation steadily declining and the Federal Reserve proactively cutting interest rates to support growth.

The first Hive Research Institute analysis highlights a steady decrease in core inflation, providing a positive outlook for economic stability.

To our readers and partners: every durable fortune I have studied was built by someone who understood an asset class before it had a name.

Context engineering as the architectural foundation for reliable AI agents.

A mentor’s guide to developing the next generation of leaders.

Key insights from an experienced entrepreneur on raising capital.

A CEO’s guide to startup funding strategy.

Insights for investors on debt cycles in 2025.

Tariff disruptions and the shifting global economic landscape.

Transparency and auditability in accounting and finance.